Finally in a place to purchase my first home when I came to the realization that it's not easy to live in CA.

So I learn if it was here in California I have relationships with lenders and can get things done.

In general you will have a hard time investing for cash flow in California, New York and Hawaii.

For someone that only has 6 rentals spread between California, and TX.

Also looking for guidance in area to buy since living in Southern California has such high RE prices it's hard to get positive cash flows on deals.

Am sure cities like LA or SFO fit the bill too; but personally, like most, I find it too expensive to live and/or invest; and so am not considering moving to CA or anywhere Northeast.Please do suggest any cities you may have in mind.

@John Arendsen  no mystery to CF on the debt side they are just HML  and if you equate it to CA lending rules were your allowed to fractionlize DT's they are basically doing the same thing pooling investors into a debt instrument. . they get rewarded with the points and servicing fee's.

I did see many posts saying CA was a terrible place for cash flow.

I bought my first one Feb. 2015 in bakersfield, CA.

.🎄🎅🏼 Hi I'm Gibran Starting out in wholesale and hopefully jump to flipping houses Any investors at California Orange County