For this the simply tack on the price of a one-year renewable term policy.

Yep, the seller can simply walk away on the 31st.....You failed to perform, not the seller.  

This doesn’t create any more work for a contractor then if they were quoting any other job AND you’re being a source of referrals for that contractor.To protect yourself, make sure you note that you are simply offering the quote for reference and not as a guaranty of what needs to be done.

Once you find one that understands what you're attempting and where...ask for PM.

Whatever you get back keep it as evidence of your attempt to comply with the law concerning returning of deposits.2.

While an LLC can lend money to its members, such action must be approved as set forth in the operating agreement and should be documented by a written note that pays adequate interest and is subject to commercially reasonable terms.These steps will also provide a better defense against other creditors attempting to pierce the LLC veil.

Since the hurricane last year, I have noticed people who claim to be "contractors" are sometimes simply a man with a truck and a clipboard for the written estimate. 

We have attempted to resolve their problem with additional extenders, and the internet works in the bedrooms in question as far as browsing the internet is concerned.

I have looked at CLE where cash flow is king but appreciation is simply nonexistent.

That is what I was attempting to express in my prior post and my apologies if I communicated anything else to you.Best,Barry