As others mentioned, there is the cost to sell which can really eat into your equity as all those costs come from your equity but are usually based on the whole value of the property.  

You can DIY, but based on all the things you have said, I think it is time you hire an attorney. 

I feel Hard money lenders are more logic based and rational people.

Does anybody have any spreadsheets or tools that they'd be willing to share with me around some solid number predictions based on interest rates, occ %, etc. 

Property taxes are determined based upon the property’s assessed value that is determined by the public tax assessor.

U have net worth based on what you write down as retail values..

Because the data they provide includes sensitive information like SSN, DL number etc...it's considered GLBA data which has strict legal guidelines on how it's used.If you're curious about how much I truly understand about skip tracing data and different strategies on how to implement it into your marketing, just google Larry Higgins Skip Tracing and you'll find some podcasts I've done on the subject.Good luck on your search.

What are the podcasts that are specifically about short and mid term rentals?

I don't know about this cap rate projection, at least in CRe-Retail we project out a 10 basis point rise in cap rate for each year the property ages, so the Cap rate may be 5.5% assuming interest rates don't budge, (probably heading higher as US Govt has to deleverage its last 40yr debt run-up, like we did between '45 and '82, and we did again btwn 1899-1920, same 30-40 pattern going back to mid-1800s)I watched all their videos/podcasts/available webinars.

There should not be a $100,000 discrepancy in the dwelling coverage (based on a replacement cost estimate.).