There may be other options at lower rates this year if it helps at all! 

Let me know if you want to chat sometime as it would be much easier to explain your many options over phone.   

Sounds like you are trying to do a Lease with Option to Purchase.This requires 3 separate documents:1) Lease2) Option Contract3) Purchase contract triggered when tenant enacts Option Contract.National statistics show that around 65% of Lease-Options fail.

Make connections with nearby real estate brokers, investors, and property managers to get knowledge and expertise.Look for properties with capacity for appreciation, value-adding potential, and good cash flow possibilities when identifying investment options.

Are there any loan options out there I am missing to keep out of pockets costs under 100k?

Currently under Lease w/ Purchase Option Agreement until 07/01/2026 What made you interested in investing in this type of deal?

You can find a lot of opportunities in the Sunshine State, whether it's the vibrant atmosphere of Seminole Heights in Tampa, the undeveloped potential of East Tampa, the budget-friendly options in Clair-Mel, the urban cool and community warmth of South St.

This is good if Debt to income is good this will be a good option. 

All the best I guess Cleveland might be a good option. 

I recommend you check it out when you're evaluating bookkeeping options.