@Sean ZhangWell, every lender is going to need you to show some sort of proof of income, whether its W-2, 1099, and especially your tax returns. 

This week I am repainting, fixing plumbing, hunting for 60 year old spanish roof tiles.I did get a bid for total new HVAC which I have the knowledge to handle but not the muscle as it involves heavy equipment maybe a crane.There's a holiday in the week coming which gives the opportunity to get some exercise and get this done.

You might need a crevice tool, and healthy back muscles too. 

These are easy to use and are very unlikely to need any sort of involvement from the owner of the SDIRA.  

No matter what you end up doing, if you want to be successful you are going to need to change your mindset. 

This is good, as we don't know much about the cost of pouring new foundations, and we weren't looking forward to having to sort through the nuances of the bids to determine which direction to go.Anyway, here are the bids we've considered...we'll likely go with the first one that came in around $9100:Click Here for Foundation Bid #1Click Here for Foundation Bid #2Click Here for Foundation Bid #3Click Here for Foundation Bid #4We also realized that we're going to need to do some more significant excavation and grading than we had expected.

You are definitely going to need specifically targeted strategies.

Did not seem to need to be located in multifamily zone....but I guess every city different.  

I wouldn't say it's slim pickin in this area but the VA loan only goes up to $400k lending so under that number the property is likely going to need some updating.

I say all this to say that what could potentially happen is that housing and owning housing here could become an affordability issue for people and could cause people to need to downsize.