, now I'm looking into finding low-cost insurance in the Youngstown/Northeast Ohio area.

Do you happen to know if that was 12 hours of cold calling random home owners, or cold calling a more narrowed down list of possible leads...owners of distressed properties, absent owners, etc.

Does the $1040 include insurance and taxes?  

What makes you think she will be any better with the taxes the utilities the mortgage or the insurance ?

Just tell them you used a service that pulls public records, such as homeowner information.

Maybe you need to set your profit goal higher to insure your misses come in higher.Take pride in finishing your 4th profitable flip.

Taxes are $596/yr and insurance is $450/yr ....... which totals  $87/monthThe house would rent easily for $575/month, but no more than $600/monthI have houses in this area.

Most banks will pay for your closing costs including mortgage tax, title insurance and appraisal.

@Dennis Rootes I also want to add that in Houston you’ll have flooding issues potentially but also in other parts of Texas you get a lot of hail and increased flood damage that makes your insurance more expensive.Just FYI 

The only concern I have is being licensed to do that, like when applying for permits that may not let you pull them being only the homeowner, every city is different.