Lastly, my goal is to either to buy a condo that allows me to STR or single family home that I can house hack occasionally when I'm in the country.

Hello, I’m exploring creative financing for a currently occupied duplex. Because there are leases in place I would not be able to live in the duplex upon purchase and I’m curious if living in a camper on the property ...

So, ideally that would be a cash-out refinance of your personal home to the highest LTV you can get on a conventional loan and then moving to a home that has an investment play associated with it (a house-hack or something else). 

I was in the same boat as you last year when I was on the hunt for my first duplex to house hack.

I am looking at a potential BRRRR deal that is zoned as a duplex but has 3 units, has a newly vacant lot next door and is a few blocks from my house hack.

I plan on buying a duplex for my first property and house hacking when my lease ends in May of 2022. 

I only have about 40k of my own money to invest so I’d be open to house hacking if I could find a good deal in a decent area of Southern California but that’s not ideal.I also feel that a property that needs some work done would be a better investment because I can buy cheaper and increase the value right away, but I’m not sure. 

You may  also want to consider house hacking - where you buy a home you can rent part of it out.  

House hacking a duplex.

My wife and I are actively looking to purchase a duplex to house hack.