Camper House Hack / intent to owner occupy

[August Schmiedeknecht]

Hello,

I’m exploring creative financing for a currently occupied duplex.

Because there are leases in place I would not be able to live in the duplex upon purchase and I’m curious if living in a camper on the property until the lease is up would meet the requirements for a low money down owner occupied loan?

The scenario is assuming local laws allow the camper on the property.

Anyone have experience doing anything like this?