A minor point, @James Furlo, but participation loans are typically loans shared or sold between banks.

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- Expertise & Track Record: experienced team with a proven history of success- Market Knowledge & Network: local market expertise and strong industry connections- Financial Strength & Flexibility: access to capital and flexible investment structures- Operational Efficiency: effective asset management and cost control through vertically integrated property management and leveraging economies of scale- Innovative Strategies: value-add projects, portfolio diversification, distressed funds, niche markets, etc.- Technology: use of data analytics that can lead to more informed investment decisions, and integrating innovative technologies to improve operational efficiencies as well as improving tenant & investor experience- Strong Investor Relations: consistent, ongoing and transparent communication and educational opportunities for investors, including a peek behind the curtains inviting them to the office for events and internal investment committee meetings- Customer-Centric Services: customized solutions to meet specific needs and interests of various investors and full-service offerings from brokerage, property management, leasing, to funds/syndication opportunitiesWhat else did I miss?

My question is how to structure the loan.

Afterwards, the plan is to utilize my VA home loan to buy a multi-family property.

Back in 2007 I took out a loan with CIT that was backed by the SBA.

It depends on one's financial strength, the quality of the property, how many properties they own, and other factors.I like to start with one significant expense and three months of vacancy.

I used Avalon Capital's 100% purchase & 100% Rehab hard money loan to close the deal in 9 days!

In the current high interest market, is home equity loan still reasonable?

Credit, financial risk, legal, tax, time, insurance and the ability to get clear title are all part of the problem as well.Selling a Subject To, to someone on a wrap, is very dangerous to all involved, IMHO.