@David Krulac: Thanks, I have been doing everyting you stated except the "adverticint to the college's housing office or a campus newspaper " thank you for this idea.

Title is passed with a Special Warranty Deed and the warranty to title is made excepting out the existing mortgage that you agree to pay.Also look at "wrap" loan or financing, which is what the land contract often does, it's a financing agreement that includes the existing mortgage.Study, ask questions, good luck :)

That's basically how I got started except that it was my 4th home.

In residential lending, owner occupied, a co-borrower need to reside in the home as well, exceptions can be made such as in the case of a second home.

Who knows, he could be back at some point, but he didn't really seem to need anything except something to occupy his time while he was recoverying from knee surgery.

I use some HD cameras inside the building and the quality is exceptional.

Within the United States except for Alaska/Hawaii.

Especially as it will probably be years before I can replace it with another fixerupper under current market expectations--i only buy good deals and for that I need a buyers market because I don't knock on doors, etc.I don't think the house is worth near what it would bring except that at todays rents and todays interest rates it is cheaper to overpay with an FHA loan than to rent.

Partial list of Super Lien States (I think there are 20 states now);· Alabama · Alaska· Arizona *· Colorado· Connecticut· District of Columbia· Florida· Massachusetts **· Minnesota· Nevada· New Jersey· New York *· Pennsylvania· Rhode Island· Washington· West Virginia* Takes priority of all liens except first mortgage liens** has priority over all other liens except municipal liens.

LOLThere can be exceptions, when you deviate from the norm you need to be able to justify yourself.