If it is personal bank statements then all deposits will be counted toward income whereas business bank statements will take only count 50% of deposits towards income.

It's a popular loan style overseas that allows all normal banking deposits/idle funds to sit on your remaining balance and thus save interest cost.

Think of all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

I used the deposit to pay for the cleaning and anything left was applied towards unpaid rent or utilities.

Then we have to double the rent, deposit and run more conservative numbers causing the cost of housing to double over the next say 10-15 years.  

Big deals like notification limits, security deposit amounts and accounts, paying tenant interest on security, etc etc etc. 

Get copies of the leases, make sure the owner transfers security deposit with the sale and contact the tenant right after closing giving them notice of non renewal.

Basically it allows all of your normal banking deposits/idle funds to be swept directly towards your remaining balance.

Have you considered bringing your terms to a local bank and seeing if they will match? 

They recently placed a tenant in a C class property of mine and after 3 months they allowed the tenant to break the 12-month lease if they left the property in good condition/clean and he returned all but $200 of their damage deposit (used to change locks/clean property).