Maybe our paths will cross.

From listening to Wayne's interview and checking out the cross country tour that he referenced in the interview, it was clear to me that these CIDs had a couple of things in common with seconds:  The price point tends to be lower so you can spread your risk among multiple assest vs one, and very often you are able to exit through the borrower and keep the borrowers in their homes.  

Not a tax guy but I would be very hesitant to cross-purpose an LLC.  

Another option if you have multiple properties is to find a commercial lender who will do blanket loans (one loan cross collateralized across multiple properties).

From driving around the area with them, there is a very strong ROI for rentals or RTO in that area (they are close the border).

Giving gifts of any type crosses the line between professional and personal.

They may also consider "Cross Collateralizing" in other words if you have another property that has some equity, that could be on the loan also.

A couple of investors reached out to me to GC a rehab project on the south side of the city in the Greater Grand Crossing Area.

Hopefully our paths cross some day soon.

BP is a great site and the podcasts are hugely helpful for all kinds of investing questions.I teach economics in La Crosse where I am slowly building a rental portfolio.