We already took care of the settling that caused the chimney to pull away from the house.

Since your seller is renting the home they will have the same issues, so you're compounding your potential of legal violations causing the entire arrangement to be tainted.I'd suggest too that you dig deeper in title and the name(s) of your seller as to doing the old finance with a small down, collect payments, foreclose rinse and repeat, illegal practice now, thank God!

Remember a few years ago when they were sure that flu was going to spread and cause death, they were watching every person that went to the ER with a runny nose, and it ended up being nothing. 

The damaged caused by your toilet was not technically a flood. 

Call them right now.If you wait you may cause damage to spread or get worse, and guess who gets stuck with the bill if they decide your waiting caused further damage...

If you violate financial laws you're venturing into federal law and a minor infraction can cause you to lose the money in your deal plus, you could be fined and they begin at ten thousand dollars and go up.

So now in the rust belt and other mid west and deep south areas what has caused this mass defection from the neighborhoods. .Well obviously in Detroit it was the auto industry.

I don't mind if a tenant works from home as long as that work does not create any strain whatsoever to maintenance of the property, or cause inconvenience, noise, and liability to anyone else.For example, buying and selling stuff, requiring UPS or FedEx multiple times a day for pick up, drop off, sometimes many packages on doorsteps; running a misery, conducting a yoga class, hair and nail, pet grooming, are all going to have frequent visitors that may park in neighbor's parking spaces, and you might be liable if a dog being groomed in unit C bit a baby being dropped off for baby sitting in unit B.  

Then we agreed on $61k, but he need to talk to his brother, cause they were both on title.

Cause you should be.