I am from West Michigan as well, feel free to reach out if you would ever like to chat. 

If you can still pass for free I'd take the pass.

Happy to answer any questions, feel free to connect! 

Hope that helps a bit, feel free to reach out with any other questions.

If you plan on starting slowly with handwritten letters, it's pretty easy to manage and you can use a free CRM like HubSpot just fine.

Absolutely take advantage of the resources the website provides for free and don't be afraid to ask any questions as they come up.

Welcome to BP Stephen, did you know when you are a Pro member your profile badge in forums makes you stand out as someone who is serious about investing and you’re 3x more likely to receive a colleague request than free members? 

You're not sharing thew whole story, and it only your side of the story, so it's difficult to give advice.Time is money, and no one wants to work for free, so the PMC probably feels that they want something for all their time invested in taking pics, writing an ad, publishing and taking all the phone calls and handling showings. 

Assuming you have a good rate, you will want to keep that in place and utilize that equity tax free.

When I started I scaled back my lifestyle, sold stuff, and got debt free to fund my first rehab.