I prefer fixing old furnaces because they have less things that can break.

Certain people would prefer a house close to the road and other toward the back of the property.

So, I preferred to do deals on my own.I'd love to keep in touch with you for future deals.

I would like to live in a condo preferably so I can do short-term rentals?

As a local investor, do you have any recommendations / preferences given Philly demographics / zoning laws? 

Which one do you prefer and why?

My preferred property would be a multi-family in and around the Syracuse, NY area.  

HML are big on reliable investors with good track records, so as you do more deals and build your track record (preferably with the same ones), you might eventually be able to get close to 100% financing.  

I'd prefer 80% LTV as well as 30yr term.

For either city I am open to long term rentals but would prefer if one unit could be used as a short term rental so that during my visits I can used it myself.