You will really need to dig into the HOA / COA financials and agreements to find that out, as well as the details of the agreement with the "country club."

Yes, you need to have your own insurance policy to cover the loss of personal property.Majority of the time, the insurance that the HOA fee covers is only for the building and common areas of the condo such as, if the building is damaged in a fire or storm the HOA insurance would cover that.

The 50% rule covers most things that come up The age, location or price of a property can change your percentage I shy away from any POA or HOA and areas with sky high taxes I am sure you will get better answers from others

I texted my friend to ask about HOA and/or covenants (there are none, thankfully) and he said, "don't be [buying rentals] in my neighborhood if that's gonna drive down my property value please."

My HOA recently sent me a letter for posting on air b&b, they have a 30 day min lease.No calls, no emails.

I own 2 rental homes in a recreational area and the HOA has been looking for ways to make more money.

NO HOA NO impact fees unless really cheap NO sinkhole area.

IRS lien, child support lien and HOA lien.

I now have a 4% loan but pay $280 in HOA fees monthly.

HOA's Are made up of the home owners.