I am held to a higher standard in real estate transactions as a licensee. 

With the one interaction I had with them, I knew they wouldn't meet the standard.

By multi-family, I'm referring more to duplexes, triplexes and fourplexes, as opposed to larger apartment-style properties.My understanding is that 8-12% cash on cash is considered standard or good, but is this more for SF or MF, or does it include both?

Just ask about each lenders borrower profitability standards.

You might write something that shouldn’t be in there.Most credit reporting services that you screen tenants through have a standard form letter that you can use to send out the required “adverse action notice” if you denied the applicant based on information in their consumer report.

@Aaron Montague I'll probably move into the smallest unit for 1yr to acquire a standard mortgage which should be lower than the 4%-5% we've been using.

If it is a standard, 3/4", solid material, the border is also a good idea.

I see so many investors come to OKC that are out of state and happy, and I try so hard to re-set standards when people hold back because they're scared.

I plan to graduate within 3 years, instead of the standard/recommended 4 years.

A couple highlights are to make sure you have the "non-standard rental provision" section where things like lates fees, security deposit and applicable charges, termination fees, and automatic lease renewal clauses are located.