Then I'm sure some investors on BP can advise some proven paths to get there in terms of the approaches you're asking about.

Existing properties have a proven track record (one way or another), and new construction doesn't.

Sure, some bad tenants still make it through the cracks but it's proven that you have a better chance of putting the right one in your rentals if you screen them thoroughly. 

I think a sex offender is less likely to reoffend in their own neighborhood where they are more likely to be recognized and caught, but people don't want to live near them and it could scare off good tenants and suppress resale value. 

Property Cash Flow Reports.6.1 - Yes, your realtor and settlement attorney will walk you through the closing process.7.1 - You should be able to lean heavily on your PM to do tenant placement, but never rely on them 100%, at least not until they’ve proven themselves.

I think it's super important that we reflect on what we did each week and recognize our wins.

In doing so, it seems I have caused the lender to not recognize the duplex income as a factor for a new loan, as it shows a loss on 2019 and 2020 returns.

I believe the city has a duty to recognize these appeals and the right attorney may be able to push this through.

Would you loan money to someone you don't know who hasn't proven capable?

1) No there is no depreciation "restart" as there is no new investment just additional borrowing against presumably fully depreciated property.2) If you do sell you will need to recognize the depreciation recapture, if you refinance you will not have any immediate depreciation recapture.