How about creating your own personally guaranteed debt fund to enable you to borrow your down payments at 8% fixed forever interest capitalizing? 

Personally I would pass, the margins just aren't there.

If the lender you talked to only has this option, you should shop around for lenders that have other loan products-80% cash-out refinance is going to be challenging in any circumstances, but especially with a short seasoning period. 

Mary,I am not aware of a normal insurance product that would cover more than Replacement cost for most structures.  

Some lenders will waive escrow accounts- some for free depending on the loan product and down payment and some with a .25 add to the current rate. 

Some big recent news is Walmart requiring all remote work to now be in person for thousands of jobs.

The second property would need to be under a loan product other than a primary conventional.Appreciate it!

So just had to fullfil my flying desires personally and pay to fly instead of getting paid to fly. 

Even if they charge you a few hundred or $1-$2K for a initial financial plan. 4) On a $5.5M portfolio, something like this would be very appealing to me personally, as a thought starter: - $1.25M home, car, and "toys", paid off- 250K in cash- $2M in stocks- $2M in paid off or lightly levered real estateThis is just me, and I'd personally view the name of the game as wealth preservation and maximizing enjoyment of life with this level of wealth, all liquid, all at once.

Are you referring to private money specifically as like an individual person investor or also including real lending companies like Hard Money Lenders / Private Lenders?