And all the non agents/brokers, are telling you it is ok.Not saying anything other than it is funny ^_^.Both sides have good points.

35-40% non refundable is insane unless the potential profit is overnight 10x.

When I worked in Corporate America and a position opened up, the manager would always ask "who do you know" before advertising the job publicly (80% of the job market is "hidden" this way).

You can be represented by a non-attorney in such matters.

If you're going to ask the question in a public forum you're opening yourself up to all kinds of nastiness from the IRS. 

Do non-recourse commercial mortgages show up on your personal credit report?

Tell the 2 mortgage brokers that you want Non- VA program purchase loan options. 

Learn them now before you proceed any farther.Once you give notice to non renew, based on your state regulations,  there is no more you can do until the first of June.

If you are independently wealthy or have a boatload of equity in the property buy an umbrella policy, otherwise I wouldn’t bother With an llc.And of course....These words were typed by a non-lawyer saying what he would do, now what you should do. 

Mostly hoping for a better class of tenants (I know it's no guarantee) rather than general public renters, who have to this point pretty much trashed this place.