Last thing I need is bad tenants or a leaking roof.

What is more important watching the game, or having a roof over their head?  

I am assuming I will have to remove part of the ceiling above the kitchen to access the drain lines to the bathtub and bathroom sink.Do I need to acquire permits for this job and what would be the best way to go about replacing the whole cast iron pipe from the roof down to the crawl space.

New roof, new flooring, new interior & exterior paint.

You should always put eyes on the home every year and it should be detailed, looking in every room, closet, roof, etc.

We updated everything from the roof, HVAC system, all flooring, all paint, turned the carport into a garage, all new kitchen cabinets and countertops, bathrooms were gutted and completely overhauled.

My average premium is roughly $1500 per property with a $1000 deductible.However, a buddy of mine recently had an electrical fire and his whole investment burned to the ground, so now I'm thinking I should have better coverage, but it's rather expensive where claims are paid on a replacement cost basis which would run about $2650As far as I understand it, my policy would cover a lot of the cost of replacing things like a roof or damage from natural disaster or fire etc... but not 100% whereas the replacement cost policy would simply cover all costs at the expense of devouring my cashflow.I'm just wondering what most people have and what someone would recommend?

Then maybe he might take you seriously.You need to remember that your dad worked the 40 years to get comfortable so that he can put food on your plate and put a roof over your head and clothes on your back.  

Calculator factors CAPEX set-aside before and after rehab..are you handling any of the CAPEX during the rehab i.e. new roof, hot water heater, HVAC?  

New roof and siding as well as stone veneer transformed the exterior.