Consider any special circumstances - Do you or any of your dependents have any serious health considerations?

I am a health researcher from New Zealand and own one property but I am looking to expand.

You have health care workers and students that need housing so its not all crime ridden but block by block it is different. 

Restaurant typically after food and labor you want to see rent to sales health ratio of 8% or less.So restaurant 4,745 X 12 months = 56,940 rent56,940 rent / 800,000 annual sales = 7.1% ratioRestaurant you want to check on reviews for yelp online, when restaurant was last re-imaged and updated inside and out, if owners have changes hands many times over the years, if FF and E (fixtures,furniture, and equipment) is leased or owned,etc. 

The attic and living areas are completely separate environments, therefore, mold in the attic does not present a health risk to your tenants as far as I know. 

I'd probably do independent living, and if someone needs medical assistance they can have home health aids come by.  

During the day I'm a financial analyst for USANA Health Sciences and I enjoy my job there.I had a college professor who was a huge success in real estate and he opened my mind to not only real estate, but just having an investor mentality. 

- but, that would be a nice dilemma to have!]

We have also toyed with the idea of moving to a warmer state (for health reasons) so maybe finding a real estate environment that is more tenable?

Those are solid numbers.Here's my suggestion for your dilemma of your DTI being maxed out since you already bought 5 properties.Why not BUY properties using owner financing as well?