.- buy a property with two unit zoning and build an ADU on the backLots of options.

If you wanted another option and do not need the quick cash you can always build the unit rent it for a year and then sell the property.

It's great to hear that you're interested in providing housing for fellow travel nurses - it sounds like a fantastic niche market.As you're getting started with acquiring rental properties, here are some steps you can take:To start real estate investing, educate yourself on various strategies, including analyzing deals, financing options, property management, and local market trends.

Hey Gladys,Jumping into real estate investing is an exciting step, and it's awesome you're weighing your options carefully.

I am exploring my financing options and trying to figure out what would be the best strategy?

This is the option I really want to do, but my wife isn’t exactly on the same page as I am.

Because of its location there are a lot of short term rentals which results in fewer options for long term rentals and higher rents if you can find one. 

@Lisa JordanSBA could be an option especially since you want to keep the equity injection low.  

Reno, on the other hand in the heart of the West, offers a more consistent track record-just what you want for peace of mind in your investments.Key Points:1) Reno is holding its own with solid occupancy rates for multifamily properties.2) Across the West, occupancy is more consistent, and Reno fits right into this pattern.3) For a balanced approach to investment, Reno’s stability is worth considering.For those San Francisco, Sacramento, San Jose, Los Angeles investors looking at the big picture, Reno is a smart choice.Source: Freddie Mac Multifamily 

Another option is DSCI loans this just uses property rents to qualify not your personal DTI.