@ Walt Payne Do you have to get food insurance in Palm Bay?

Look for online or printed legal ad papers in your county. they will normally have announcements for either1)Properties scheduled for tax sale with owner's or resident's nameor2)Properties sold at tax sale pending redemption by owner with owner's name and any other lien holders or deed holders.Take your pick.

Walk before you run, food for thought.

My name is Matt Bowers - I'm from the Seattle area and I work at Zillow. I guess that's where a lot of my real estate background comes from... absorption. My wife and I bought a big house with an apartment basement ab...

After going through some automation I was able to talk to a lady who told me, that they are the mortgage holder, but are not the owner, and could not sell me the property.

Sounds like k Marie answered that it's possible for that to happen and I could find a better qualified buyer and try to do the same thing again if need be, with the first lien still being in place, barring any magic spells out undeserved generosity from the note holder :)

It could be interpreted, and there has been case law, the an option constitutes equitable interest assignment and therefore violates Due on Sale Clause it the lien holder discovers.  

The water and electric is off and the fridge still has food in it... uugggh.

The THEORY is that the risks and obligations of Dodd Frank will transfer to the assignee or holder of the note.  

For sellers: direct mail, bandit signs, networking with other wholesalers, Craigslist, social media/Internet marketing, telling everyone you come in contact with what you do, etc etc For buyers: Local investors club, call for rent signs, mail to rental license holders in your state, Craigslist, networking with other real estate professionals, etc