I've been doing the deep dive on the podcasts and about to finish Brandon's book on Real Estate Investing.

Do they usually do a monthly flat rate (this would include the winter when its not needed)?

I am a new to the Cape Coral market and have a new build which will be finish in about 6 month or so in the zip code 33909.

The purchase price is listed at $285K and that includes ownership of the land, laundromat, and shop. 

What is included in the rent? 

Dealing with nightmare sellers, including a dog left unattended for days, a break-in, and hidden foundation issues sounds like a real challenge.

@Elijah MillerHope this finishes well for you! 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Typically each chapter would have a housing board, that could include alumni.

Consider aspects including property location, market circumstances, financing arrangements, and long-term investment goals as you carefully study and assess your possibilities.