And this new banker asked me How did I know Mike as it was not common for him to deal with guys our size.

i know someone who does Gap lender for fix and flip and other deal, massage me if you want me to put you in contact with them

Since you have an ITIN number and are borrowing with your son, you will probably have to be a minority owner in an LLC to make the deal work.

It doesn't sound like you're using a multi-family spreadsheet calculator to underwrite your deal. 

If you have the ability to house hack 3-5 properties in the span of 5 years, that's an excellent way of building wealth!

What made you interested in investing in this type of deal?

What made you interested in investing in this type of deal?

And how I could possibly not lose out on this deal this late into it?

I need to learn how to leverage equity in my property, how to improve cash flow, how to improve my property, understand book-keeping, create the right structures to limit liability, create the proper structures for tax, and learn how to find deals.

With traditional funding, you're NEVER dealing directly with the person with the money.