Applying for a loan mortgage.

[Horacio Vazquez]

When applying for a mortgage loan... Is ok to apply for more than one?

Thanks.

[Tanner Lewis]

Hey Horacio, if you are shopping terms, most DSCR lenders will not pull credit until you submit a full application. Any quotes will not require a credit pull.

Since you have an ITIN number and are borrowing with your son, you will probably have to be a minority owner in an LLC to make the deal work. I would bring this up as the first item to lenders to see if they can do your loan. Most lenders will have requirements against foreign nationals.