I know this is essentially unanswerable because if you have this figured out then you have unlocked the secret everyone in every industry is trying to figure out. 

I feel that A/C in the summer falls under the landlord's responsibility to provide essential services.

Essentially a college student, she would be relying on her parents to co-sign as her income is too low to meet the 3x requirement. 

And it took me 15-16 months of trying to make it happen in multifamily to finally come to the conclusion that I essentially needed professional help.

We used SW 6002 Essential gray worked well with Oak floors.

It is essential that you know why it is not a good program and why, if you are a seller, you should throw that agreement in the trash!

While wholesalers essentially do the same thing, no question, the good ones go above and beyond in providing accurate lists of repairs, supplying contacts to help the buyer if the deal goes through, or to help the seller if the deal doesn't go through.

When I said EM was irrelevant, I meant with that example, as it is relevant.Earnest money,option price paid, rent deposits all have something in common, it's money with a contract.If you consider basic contract law and the elements necessary for a valid contract you'll find that consideration must be given, the type and by whom depends on the type of contract and performance required.

Gold being one of the earliest currencies in the human civilization, it is funny that there are no standardizations yet ;)BTW I just got a reply from my lender, and they said that the gold has to be essentially liquidated to cash before making it count.

With a portfolio of well purchased rentals and a few long term notes, I have essentially captured the tiger by the tail.