In the past (when the market was really rough) large institutions wouldn't touch Florida condos with a 10ft pole because everything was a mess.

When I read Brandon Turners book, there is a section crafted all towards strategies to purchase without necessarily needing a financial institution to front the costs, which is where this becomes confusing and had me wondering to begin with. 

It’s certainly better than LTR for cash flow even with my conservative numbers, but not sure it’s worth the extra hassle and hands-on management.Here in Florida, I discovered that anything under 6 months falls under the Division of Hotels and is regulated as such, and from what I can tell, STR owners are largely non-complaint with these regs, lodging taxes, even registering with the state as a landlord! 

That thought might be wrong, but thats just me.Basically, I'm trying to understand which part of the market as far as Home prices go has the most potential for value as an investor, and at what point in home prices are you no longer providing a service as far as financing goes because your potential buyers can find loans from institutions on their own.

During the underwriting process for the loan, the lender discovered this lot was bought from Civic Source and did not actually have a clear title, but had the special endorsement on the title insurance.

I've always been interested in personal finance and especially reaching financial independence, but I only recently discovered REI and BP. 

Go out the door, look across the street and usually there is another financial institution, go in say HI , and ask who is the portfolio lender?

What happens if you discover unforeseen conditions and you no longer have the cash reserves to address. 

You may need to choose another institution if you want to use Zelle or find out which payment systems your bank currently accepts.Never easy, huh?

I may be using  the wrong term here but i would like to protect myself from a fellow investor from competing against me on the same property before I share specifics on what I have researched and discovered.