Hi all, I'm doing a flip where the original owner converted the 2 garage into a bonus room and added a carport to compensate.

Here are a few perks to the subto group:Over 10-25 hours of zoom calls every week.Over 400 hours of recorded zoomsAs a bonus, Pace will call your seller leadsYou get Pace's whole business in a box so you learn: wholesaling, creative financing, fix/flipHe brings in his transaction coordinator, probate attorney, real estate attorney and so much more.Trust me.

Appliances, carpet, and land improvements will be eligible for bonus depreciation in 2023.

Is  your loan issue a board decision, or is it some new hotshot VP of X they just hired trying to make his bonus by hitting numbers on the backs of customers for technicalities.Will you use this bank again, or are they poisoning the well.Let us know how this turns out,,,(once you can)...You say you were out of compliance for a year, but that was 9 months ago and are now in compliance.

Ive heard of the concept of bonus depreciation and cost segregation and was wondering if anyone can elaborate more on this.

If that's the case, then you'd be missing out on compound interest on anything you make over the 4%... not to mention that lump sum of taxes you would have still been earning interest on.Think of a pre-tax retirement account as an interest free loan from the IRS... drag that out as long as possible.Also, the tax deduction on the interest is another bonus for not paying it off yet.I would at the very most, increase the payment. 

We have over 20 bonus zooms per week and Pace is constantly adding new zooms and areas that we can learn and grow in.

Potential refis in all these scenarios and a paydown bonus with a big potential gain exemption (yes, even with the rental side accounted for,  in most markets) if you sell the whole thing.

He brings out bonus after bonus after bonus for no extra cost at all.

Apprasied value is just a bonus.