since my options here are grossly limited, i've been looking abroad to find a market to begin investing in.

You need an education in executory contracts.In NM you can lease, and buy on sub2 or a wrap or seller financing.Get a team together that knows what to do.The contracts I use in a sub2 areThe Purchase And Sale AgreementSeller's Due-On-Sale AcknowledgementThe Quit Claim Deed To TrusteeGet An Authorization To Release Mortgage InformationGet A Limited Power Of AttorneyUpdating The Insurance CoverageControlling The Escrow AccountIf The Mortgage Company Calls The Loan Due What to DoAddendum To Purchase And Sale Agreement Quit Claim Deed To TrusteeAuthorization To Release Mortgage InformationLimited Power Of Attorney Regarding Real EstateInsurance Letter (Adding Additionally Insured)Escrow LetterLetter To Mortgage Company Good luck!

Is Litton one of the servicing companies that keeps the negotiators off limits, or do I just have to try to entice her to call me via fax or e-mail?

When I say cash, or lines of credit, I base that on many of the properties in the Midwest being below much of the loan limits out there.

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What I mentioned was a database of the "financial" newspaper for the county.When things are required to be published, as you spoke of, they have an option of which newspaper(s) to use.A database of the newspaper that the selling entity uses to advertise their tax sales in would be useful to those of us looking for any sales list.It would also limit our having to search through all the thousands of legal ads in every newspaper in the county/state.It would also be very interesting to find out how many of those newspapers are online.

If they did, wouldnt there be a danger of them making a withdrawal?

I thought that I was limiting myself to that, that I was mitigating risk.

Finding a cleaner is the challenge in a market where (as you experienced first hand) has a limited supply of persons looking to work.

Be very careful with this though, if you have shorter term financing like I do prepare for a down turn, I have no idea how much values fluctuate in your market, and if your note need to be renewed in a down market, you better have enough equity, or a pile of cash to bring in, I have seen many investors collapse because they harvested too much equity, I limit my portfolio to 40% LTV, im running about 35% on 21 properties right now, so i feel pretty safe, I was through the last crash and saw some guys i thought had it figured out crash and burn, just a word of warning.