After we totally gutted it we rented it out when we were transferred.

So I would recommend you talk to a coordinator before you start.

If you're worried about inactivity, you can transfer money into and out of the account every few months. 

The deed is recorded so you can trace the transfer, but thereis no sales price recorded.With that said,  my lender still only finances 85% of the lesser of cost or appraisal.

We got started (bitten by the real estate bug) through buying a foreclosure, fixing it up and than renting it out when we are transferred.

All the HOAs I've dealt with directly had attorney firms who handled collections and transfers and foreclosures.  

Alternatively, I could lease option the property and don't know if there's a strategic advantage to either, other than if I'm refinancing after a subject to, I can do a cash out refi but if I'm taking title after a lease option, then I'd have to put the 20% down.So, a question - what are the closing costs associated with a subject to and what type of company offers the servicing of the mortgage so both the seller and I are protected in the transfer and repayment of the loan.Does a property that I acquire subject to the seller's mortgage show up to my lenders when I'm looking to refi my other properties?

It will have come from a "source account"...That will tell you which representative of HUD you are dealing with...Examples here in Florida are HomeTelos, PEMCO, etc.Almost all of them have a generic e-mail like "contracts@.................... dot comPlease submit an e-mail that requests they it is escalated to the contracts coordinator for your case number.They will usually contact you and you can ask them the pointed questions.What you are describing is highly unusual... we do multiple offers every day for investors all over Florida and have never heard of this problem before...Sorry for your troubles...

The pros of a term lease outweigh those of a MTM lease.For example: in Michigan a lease of at least 12 months in length:1) Allows owner to transfer water liability to tenant2) Allows owner to transfer repairs to tenant

Is it possible to purchase a property by transferring equity in a company?