What I really want to know is how in MLS to search for absentee owners.... and any other useful tools and tricks you guys have figured out.http://www.prospector.metrolist.net/ is the portal I have been getting on...I would love to hear your insight! 

I have a full time career operating a small business but I decided to get my license to learn more about real estate and to use as a tool to help me with my investments.

The most quality builders risk policies are catered toward these larger developers and therefore do not offer liability.

You can spends DAYS doing what would otherwise take a pro with the right tools just a few short hours.

I agree with @James Masotti in that use the tools you have available here on Bigger Pockets.

That is where you might have personal liability.So, an LLC is just another tool.

I can easily reach out to contractors who are on the preferred vendor list at my brokerage firm but since most agents build their business on owner occupants instead of investors, I want to truly cater my business accordingly.

It's a great tool. 

If they wanted to help people they would have gone into social work, not real estate.It's a terrific marketing tool for them.

Search through tools at the top and you can get there.https://www.biggerpockets.com/files/user/logdog/file/fha-self-sufficiency-rule-for-3--and-4-unit-properties