I follow up by saying that a showing can be scheduled after the application is received.  

Just to update everyone, since I know you have waited with bated breath for news, I have not received a NDA/NCC or even a PM. 

I received leases and expense details prior to making any sort of offer from a few different properties.

I tell a lot of newbies to start out that way for the support you'll receive.

He is claiming that they are paying the commission...but no....that is bc he wrote it up as my amount received is 20k less.I would have no problem if I was inviting realtors, but we were not at this point.

Just use the subject line of "Looking for Portfolio/Commercial Loan in X city" and there should be some good local people who can chime in.Now, the delayed financing rule RESTRICTS your cash you receive out after buying a property with cash. 

Income of Recently Discharged Veterans (continued) (2) Voluntary Separation Incentive (VSI) Annual payments Taxable in the year received Include in effective income Calculated by multiplying the veteran’s years of service times two Requires a minimum of 6 years service (equates to a minimum of 12 years annual payments) If the veteran receives both VSI and VA disability compensation payments, the VSI is reduced by the amount of disability compensation.However, if the disability compensation is related to an earlier period of service and the VSI a later period of service, the VSI is not reduced by the amount of disability compensation.

@Brent Coombs I don't know you and you don't know me and I would like to think we are all on here because we want to give information of value and from time to time receive information of value. 

THe income looked as if they were receiving their monthly HOA fees but the end had a negative balance.

I attended the FHA home owners education class and received the certificate of completion, so I am working with the lender on the 3.5% down and down payment assistance, so I have less money out of pocket and can focus more of my funds on renovation and increasing equity.The properties I am looking at either have basements that are finished, or basements that I can finish myself to rent out separately either on a month to month basis, or as an AirBnB, or they have detached garages that are big enough to convert to a studio, or AirBnB.