Is there a reason Prince George's County is 100 percent excluded from  this list?

The reason being is in NYS in order to count square foot in a house the ceiling has to be at least 7 feet.

Hey @Mike Chmielewski - This is a bit of a grey area, but realistically, if this is your first home, & within commutable distance to your employer, and you'd like to owner occupy it, that's a really straight forward transaction.People move for legitimate reasons quickly all the time - (Job location change, not comfortable in the area, opportunity to move into a single family, etc.)Happy to chat a bit further about this offline.

Making sure that I make an educated decision (whether that is to hold em or fold em) is the reason I am here.

@Alison Rauch, I have also done this and I think its a fine and reasonable thing to do in many cases.I would consider a few things before doing it.

One expects better than inflation appreciation and reasonable cash flow.

For example, in California, the law (California Civil Code 1950.5) says landlords CAN charge a “reasonable hourly rate” for their labor. 

The reason for the threshold is so that you protect the tenants from being too optimistic and wanting to rent a place that they cannot really afford. 

is there a reason for it in multi family?

I personally don't do partnerships for this very reason.