We have to date built our own primary home, and 3 additional rentals, with the possiblity of building 3 more. 

Setting aside any personal biases towards the product the only people who negatively impacted by the industry (from a RE perspective) are traditional tenants competing for industrial space who are repeatedly priced out of space.

Traditionally the seller pays the commission. 

My primary residence was purchased after a run-off type auction, wherein multiple bidders were asked to make their highest offer after all offers were submitted.

. - The financing depends if you are going with traditional (fannie mae backed) non owner occupied financing or portfolio/commercial financing.

Hey BP, I recently started a discussion called "Looking for feedback on my next move", and have since been giving more thought to obtaining a HELOC or Home Equity Loan as my "no or low money strategy".Here is the scenario: I had my realtor run an analysis of some local comps, and she believes my primary would appraise at $272K, and my loan balance is about $226K, so equity = 272-226 = $46K (approximately).

I don’t have 20% to put down, so I can’t obtain a traditional or investment loan.

We are looking at new construction in my town, which has an extremely strong market, with these numbers on a 1600 sf two story, 3 bed/2.5 bath, traditional style (Ross Chapin Pocket Neighborhood/Goodfit plans or similar, if you are familiar with that architect). $60,000 lot$200,000 construction cost$450,000 sales price We could do a few single infill projects like this, or I have a few off-market parcels that I'd like to secure with 4-8 lots. 

Shouldn't affect your traditional lines of credit to do more deals with.

I have a few houses for sale that would make great primary residences.