They are told to borrow and buy by gurus and the media no matter what.

There is no perfect software out there.

Still no word from him, until I called his phone and talked to him. 

Depends on the bank, some due a lower LTV and get you a HELOC with no site visit and others do a site visit with higher LTV.

I was thinking St Pete because there's no more land to build, it also seems the city is up and coming(The approved Tropicana Project), and the proximity to the beaches.  

No problem.

It might be best to run numbers on existing and see if by goin with a new build can perform better.

With Bank of America credit card, I took out a large cash advance for a 4% fee and no interest until after 12 months (if you do this, make sure you can pay it all off within the 12 months because the interest rates goes to 24%!).

I thought to myself, no big deal it's only a few thousand more to get my plumber in there to replace it, but once my once my contractor got in to fix the floors (which were buckling) he saw a cyclone of termites.

It’s helped streamline my follow-ups and ensure no potential client slips through the cracks.