Right now, there’s a bill in this Congress that would give every responsible homeowner in America the chance to save $3,000 a year by refinancing at today’s rates.

And learn how to build a robust model to invest in any situation, not just real estate (not a one-model-for-all situations, but an ability to build a model for any situation).

The massive growth seen in that time was unrealistic, and unsustainable.

With people still coming back, (parents that stay in the city they left Katrina for while their children finished high school... people like my mother) i can say that with the distressed home and steadily rising market I see positive growth potential.I am flat broke... but I have been helping my grandparents and living with them during my college years... so i am not this lazy kid who wants to make it over night.

Worth it for my daughters to not to be over developed at young ages from all of the growth hormones.

Your mileage may vary of course.Also doing a cash-our refinance may freeze your ability to refinance for some time.All of that being said, if you have a lot of equity in your house, now is a great time to refinance as rates are very low.

Best of luck to you, and I look forward to seeing your growth if you stick with it.

Pennys types.Your credit score is developed through a stistically weighted computation of different types of credit, not all credit lines are equal, your income is reported on applications, it determines your ability to pay and debt limits, which also are computed, these can bring scores down as well.

Remember, you can always change the name, start a new company or use a DBA if your future growth calls for it.

But I have the desire and ability to pay below market price.