Put your emergency/reserve funds into a boring money market or savings account and only draw on them when you need them. 

Most currencies in emerging markets depreciate against the USD over time due to high inflation there, which means your investment will depreciate too.

I just recently graduated medical school in South Florida and have no real estate background what so ever.

Do you at least believe in Dave Ramsey enough to have an emergency fund saved up?

This is close to a lot of medical facilities and area is in transition with both new apts and renovations of older units. 

Make sure you have extra room in your monthly budget and consider a 3-6 month emergency fund that would cover both your personal and rental property expenses if money stops coming in. 

Yeah, maybe a small business loan like a Paycheck Protection Program or an Emergency Injury Disaster Loan!

The strong negative of this option is that my wife and I still want to move into a new home, and we don't have a ton of money sitting around for a 5% downpayment, unfortunately, without completely draining our emergency funds and savings.

(all medical personnel)

I'm currently a senior in high school, and due to the Covid-19 pandemic, I found myself working 40 hour weeks in a warehouse making medical supplies instead of finishing my year in school.