Changes are low that you will be reimbursed for the damages and sounds like you can't prove that they occured with their tenancy. 

Hi All,I am from Dallas, TX and starting my journey in Real Estate investment now.I am trying to get some education on Tax Deed Sales here in Texas, any information and direction on this is much appreciated!

Rates should be coming down at that point (mid 5 - mid 6's is my educated guess for next year).  

Additionally, by partnering with CityFHEPS, you become an agent of change, providing much-needed housing solutions and making a positive impact on the community.

I like to check rates yearly to see if there is an opportunity to change over to something more affordable.

Go put your 600k in to a short term treasure bill and collect your 5% until you have educated yourself enough to know exactly what,where, and why a piece of real estate works for your specific situation.

And you are correct, in response to the Lahaina fires, most insurance companies here have changed their criteria, stopped insuring, become more stringent in property inspections, etc. 

Can I get a change of use variance to make it a LEGAL multifamily or short term rental?

Even the rate terms can change daily, and for example dependent upon the rate lock time.  

Lots of political changes worldwide.   2-3 million immigrants crossed the border in the past two years.