I'm including these details because they are affecting my decision making.

I would think the devil is in the details of the other terms, but how about:$260k cash or,$263k owner finance with 30 year amortization, 5% interest and 5 year term or,$265k with 30% down and 70% bank finance. 

Let me know if you’d like more information as I can’t promote he details in this forum.

I've hired a PM because I don't know all of the laws, don't want to deal with the details, and trusted a professional to do a professional job.

In the past, tenants have cited children and elderly parents as reasons for begging off citing fears of health related issues.

I'm only nearly 5 mos in on my venture but we need to carry the following for our residential care (assisted living)  licensed for 41 beds - but we can hold 36 beds in our current configurationGeneral Liability (We buy through an independent broker - basically covers medical malpractice, any slip/falls etc)Workers CompAnd even though you arent interested - Non owned auto insurance in case staff use their own vehicles to run an errand etc, building insurance for wind/hail etc inc general property liabilityAll of this runs around $33k to 36k a year for us - thats before health insurance for us etc - Work Comp is the most expensive part of that mix.Your best bet is likely not to find the coverage by calling yourself - you'll just waste your time - find a broker that can sell you this insurance - as far as limits - some of the limits are state mandated and will be in the regulations. 

I’m hoping to have another 5-10 by the end of the year (without going into details money owed to me).

PM for details. 

Hello everybody, of course we were working during last 5 years with some retailers implementing loyalty programs based on proximity marketing tools, and currently we are working for airports, transportation systems and other venues....We had the opportunity to test and compare the tree main technologies availables: ibeacon, wifi-routers and Seeketing.Not all strategies are easy to implement, and the results are very different (ibeacon < 1% of total customer engaged, wifi-router/social wifi <10%, Seeketing <70% of total customer engaged)... so more than 30 projects and six years of experience doing a lot of things... happy to share with you any detail if you are interested.Regards

I appreciate the detailed response.