To make mass offers means you need to quickly scan through your leads and make a decision on whether or not the asking price for a subject property is below an estimated ARV.

I haven't gotten to the point where I have this blessed problem of too many deals, but assuming it can be done (and that I'll get there eventually), what are some strategies for balancing the keep vs. wholesale decision?

Of course a prospective lender would not lend to a borrower whose credit history demonstrates chronic pattern of disregarding credit obligations on the same terms they would extend to unblemished credit.  

Sounds like you don't know enough to make an informed decision as far as the repairs go.

The buying decision is theirs - they have to live there and pay the mortgage.

@Joshua Beall is exactly rightFind out what the ARV is, find out repair costs, analyze profit, make a decision.

Hey guys, I am new to this website and to REI in general but I have always had a desire to get involved and I have made the decision to get started and take  massive action.

_r=0The Supreme Court’s Disastrous Misreading of the Fair Housing ActA decision endorsing ‘disparate impact’ analysis will turn a law meant to prohibit discrimination into a vehicle for race-conscious housing decisions: http://www.wsj.com/articles/the-supreme-courts-disastrous-misreading-of-the-fair-housing-act-1435707270More Millennials Are Living in Single-Family HomesFannie Mae report and commentary find that millennials favor living in single-family homes, whether they buy or rent: http://www.inman.com/2015/07/01/more-millennials-are-living-in-single-family-homes/Moody’s Analytics: Single-Family Rental Growth Will AccelerateSingle-family home rentals since the housing bubble burst nearly a decade ago have seen massive growth, according to a new look from Mark Zandi, Moody’s Analytics’ chief economist.

My assumption would be that the decision becomes simply a numbers equation.

You made some great decisions through the years and now you in a position to get even better returns by using your portfolio properly.