Str will earn more money,but also quite a bit more work.

@Joseph Burger I think early in your investing career you should focus on appreciation more than cash flow.

So I’m wondering if a door to door sales job would benefit me in my real estate investing career in aspects of marketing and selling my own businesses?? 

With that said I'm at a cross roads in career.

Never imagined being on this side of an owner financing deal at this stage in my investment career, but the numbers made great sense and I will be able to make a great passive return over the next twelve years.

For my C-Class rentals I do:-3.5X earnings-No prior evictions-625 credit score-1st month's rent and security deposit-No smoking or vaping on the property-Pets depends.

Easiest way is to just debit retained earnings and credit a reserve account for however much you want to reserve.

You take $50,000 to pay off the principal and you are left with $25,000 plus you had 60 months of earning $166.67 per month of a total of $10,000. 

I unfortunately can not ball like these folks this early in my REI career so I am trying to think of ways to get creative.

The STR activity should typically be covered under an homeowners policy (HO-3).source: I was an insurance agent before I started my career in property tax reduction.