Is it a bad idea to use a HELOC to pay the down payment for my first short term rental investment?

@Jeremy Rosen that actually looks like 1 bad review with no  content in the feedback so I don't know what can actually be done about that.

-- You will not find this level of service with a regular bank or credit union. 

They will also get an appraisal done and run a credit and b.g. check. 

I don't have any debt at all, I have a 778 credit score, and I have about $35,000 in liquid.

A good agent will educate you and show you the good from the bad. 

It's not a bad idea to stay a step ahead, but if you're already crushing it, then I'd want to see what extra I could get and do some quick math on the ROI of a hot tub.

The main difference is the terms, DSCR terms are 15 and 30 years fixed and 30 and 40-year interest only options, there is more leniency as to Minimum Credit scores, Vacant units, and DSCR coverage.

Even then make sure you do a background check, credit score, and put them on a legit lease.

@Tony ScalYou could try for a blanket open ended line of credit with a portfolio lender would be easier if you are working with someone you have a relationship with and much easier if they held first position.