What you are trying to do is to get you name in front of them so that when the moment arrives and they are ready, they will call you.

Then I ask how did you arrive at that number?

Realtors, mortgage brokers, attorneys all have codes of ethics and they were arrived at by groups of people discussing what is and what is not ethical.

These types of adjustmenst are the art of accessing MV as well as crunching numbers, what you want to arrive at is what the subject should bring compared to similar properties recently sold in the area.And remember, never make an adjustment to the subject, it is what it is and you bring the values up or down of the comps to make them similar to the subject....a temptation for many strating out.

Upon arrival for closing, the poor veteran was asked "is $23,000 the best you can do?"

You do not want all four of your Mary letters arriving on the same day.The idea is to get your letter opened and your message read.

I quess I am asking how is the offer price arrived at.Doug

Now, the christmas packages have started arriving.

The realtor will get their commission faster and with less work.If anything, the agents I know would ask sellers to list properties too low to make a quick(er) sale.Again I base my argument on 100% facts.Can you present the data that you used to arrive at those "facts"?

And we better be changing the look up enough to get it opened however not too much that its arrival is overlooked.