I'm not clear where these numbers came from but the Philadelphia numbers  can not possibly be an accurate representation of the market.

How often are the sale prices accurate?

There are plenty of deals.That is a super basic but fairly accurate description of how I process a tape.

You will have to price your homes accurately but that should be no problem as canc and expired listings are ready for the price drop.  

Jared is correct that the tenant will pay for anything that is separately metered. ...Rather than stating "will pay" in the above quote, it's probably more accurate to word it as "will be obligated to pay" ;) Tenants sometimes choose not to pay utilities even when that is their obligation under the lease.  

If you go this route, I'd definitely recommend hiring a CPA to make sure your initial bookkeeping structure accurately reflects both your operational and tax situations.

My agent ran numbers and it looked like what they were telling us was pretty accurate.

Just don't ever force the numbers and make sure you are getting accurate comps for your ARV.

So if a lender has low-balled their fees, you won't get an accurate APR anyway. 

HiI was looking for a website to get a close to accurate picture of market values.