I know this probably doesn't give the best solution, but I hope it can help in some way.

But, I'm a firm believer that there's always a solution.

If the appraiser is having trouble with comps, isn't that the solution? 

You can map this thing out and figure out best solutions.

Since it's upside down, the only reasonable solution for the seller is a short sale, not a sub 2.

Joe's master lease is a good solution, but understand, a lease or promise to pay future payments is an extension of credit!

Most of the suppliers are great at helping find the best solutions for the proper fasteners to secure to cement.

Well he is a partner in two other businesses and makes descent money annually, but I am sure he would like to go up not down.After I posted this in the forums, I have spoken with a couple people and with what we spoke about and my own ideas came up with what I believe may be a solution.

The termite remediation treatment is done, but the majority of the sill under the house has some termite damage - mild to moderate damage covering 60% of the sill in the front, sides, and back as well as across a couple of the floor beams. 

The bankxp forum will provide ultimate solution to your loan issues.