The American Banker's Association is an educational entity, the National Association of Realtors has courses, American Appraisal Institute is another.

Mullineaux explores this topic more in a recent article from American Banker where he calls these new regulations an industry shock, “an unanticipated development or event that significantly alters the cost and or revenue structure in a particular industry.”The increasing fixed costs that banks have seen in recent years in order to become compliant with new regulations under Dodd Frank have certainly spurred M & A activity.

If you have a mix of VA and Conventional then its get a bit complicated.Before you do the IRRRL I would recommend that you work with a knowledgeable mortgage banker to understand the different scenarios.

Bankers may even be recoiling when you tell them you don't figure in the rentals with taxes..

Carlos and Daria would you send me bankers info as well please. 

Tenants, contractors, bankers, buyers, sellers each of these may have a different perspective of your company and different priority of which you impress.

Banker is thinking we aren't going to have something other than our meat and potatoes unless someone brings us a killer deal that will make us a pile of money. 45 minutes of paperwork to a banker is like nothing.

She says that she represents a Caldwell Banker group of 37 who have done 200 Flips this year.

I don't publicly describe how many doors I own because it can easily invite trouble I'm not looking for (yes, even attorney's can join BP)...and of course I'm not looking to be a guru so I don't have to impress anyone other than my wife and and banker. 

Bankers usually want to know the primary NAICS/SIC for a commercial checking account.CONSTRUCTIONNAICS 236117 - Residential New Spec Home Builder / Investor (Former SIC 1531 Operative/Merchant Builder)NAICS 236118 - Residential Remodeler / House Flipper / Investor (Former SIC 1531 Operative/Merchant Builder)LEASINGNAICS 531110 - Residential Holding / Rehab & Holding/Leasing for 12 months minimum (or more) NAICS 531120 - Commercial Holding / Rehab & Holding/Leasing Building Landlord (non-mini storage)OTHER ACTIVITIES RELATED TO REAL ESTATEWholesaling could arguably fall under the following extended SIC CodesSIC 6531054 - Real Estate Buyers Representatives (wholesaler/non-licensed)SIC 6531026 - House Buyers (wholesaler/non-licensed)http://siccode.com/en/siccodes/6531/real-estate-ag...These are cross-referenced with NAICS 531390https://www.biggerpockets.com/forums/311/topics/364131-what-would-be-the-naics-code-for-a-real-estate-investor