Your hunger to learn and grow is exactly what will set you apart in this industry.If you ever need any advice or a point in the right direction, feel free to reach out.

His wife and child may be moving as well in a few months. 

I also did a full cosmetic update of the sunroom and kitchen and am slowly working my way through the house to do the rest of the rooms as well.

Well the fact that this loan could not sell on the market for $37,000 has me believing that this property is not worth near $85k and not even at the $40k the seller is asking.

I would also say review everything they do and set up this way you can start learning how it is done and what is required so you can do it yourself in the future if that's the route that you are wanting to take. 

If egress is already available, great, but often times this means digging an egress "well", structurally reinforcing the foundation where the larger window will be going, etc.  

Great to meet you as well.- Dave

I'd love to set up a time to chat more. 

Maybe you and your wife should sit down and brainstorm your goals and desired outcomes and then set about making an actionable plan to move towards achieving this.

I’m guessing I could use the heloc for those purposes as well ?