There are lenders that will allow up to 85% financing on an investment property and 90% on a second home purchase assuming applicant meets program requirements. 

There are a lot of programs available to help with renovation costs being built into the loan on a primary residence purchase.  

In circumstance, VA will approve the purchase of a second property.

Home in question: https://www.zillow.com/homedetails/120-Ramon-Cardenas-Dr-Del...Background:I'm closing on a 4-plex in a couple weeks that I will owner-occupy. 471500 purchase price using 0% down VA loan.

However, county loan limits still apply to Veterans who have previously used, and not restored, their VA home loan entitlement to purchase, refinance, or construct a home above $144,000.Your entitlement can only be restored when the property is sold, or the loan is paid-in-full.

I'm about to put an a bulk offer on this portfolio, to either wholesale or ideally to wholesale and purchase at the same time.

Purchase price: $194,500 Cash invested: $51,000 When we talk about long term rentals the goal is to buy something that people are going to live in 3-5 years with the ability to raise rent over time ahead of insurance, taxes and inflation.

Why do you think purchase contracts are so long and have such small print?

I'm looking at finance options to purchase an entitled lot in Truckee, CA and build a SF modular home on it as an investment.

My husband and I are in the process of purchasing a home.